List of Lenders

Because a Community Land Trust (CLT) mortgage is different from a traditional mortgage, we require program applicants to work with one of our partner lenders listed below. These lenders are experienced in CLT mortgages, the First Homes program guidelines, and downpayment assistance options.

Lenders will help you become pre-approved for a mortgage, putting you in an advantageous position when looking for homes. They can also offer coaching to help you become a better mortgage candidate.

Contact one of the lenders below to start your pre-approval process today!


Kim Novotny: Home Federal (Civic Center Branch)


Holly Eisenman: Bremer Bank (Rochester, Kasson, Stewartville, & St. Charles)


Martella DeYoung: Bremer Bank (Rochester)


Michele (Shelly) Zimmerman: Merchants Bank (Cannon Falls)


Beth (Elizabeth) Strapp: Merchants Bank (Rochester, MN)


Heather R. Burns-Myhre: U.S. Bank (Rochester 4th Street)


Molly Barwald: Think Bank


Andy Huppert: Think Bank


Robert Bouapaengphan: Minnwest Bank