First Homes Service Area

First Homes serves a seven county area, with homes in 12 different towns.
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Frequently Asked Questions
What is a Community Land Trust?
Community Land Trust (CLT) homes cost less than market rate homes because the CLT homebuyer purchases only the house and enters into an agreement with the CLT for the use of the land, this agreement is a Ground Lease. Learn More...
How do I get approval for a loan?
This List of Lenders are knowledgeable professionals that have worked with First Homes for many years. They are familiar with the Community Land Trust program and can assist you with getting approved for a bank loan.
Is there down payment assistance?
Qualified buyers do have access to down payment assistance. Click here to view those options and learn more about the process.
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1919 15th St NW, Rochester, MN
Main floor living, Three spacious bedrooms and newly renovated bathroom. Fresh touches in the kitchen. Home is in the community land trust. Buyer signs ground lease and pays $25/month.