First Homes Service Area

Map of Rochester Area Foundation serving area

First Homes serves a seven county area, with homes in 12 different towns.

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Frequently Asked Questions

What is a Community Land Trust?

Community Land Trust (CLT) homes cost less than market rate homes because the CLT homebuyer purchases only the house and enters into an agreement with the CLT for the use of the land, this agreement is a Ground Lease.  Learn More...

How do I get approval for a loan?

This List of Lenders are knowledgeable professionals that have worked with First Homes for many years.  They are familiar with the Community Land Trust program and can assist you with getting approved for a bank loan.   

Is there down payment assistance?

Qualified buyers do have access to down payment assistance.  Click here to view those options and learn more about the process.

House Search

1308 5th St. NE, Rochester, MN

Home is new to Community Land Trust. Must be income qualified of max $89,200/household. Needs to use approved lender on list. Homeowner owns home and improvements only. Signs a $25/month land lease. Three bedrooms and one bath.

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